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Buying Procedure


Prior to reserving your new home, we will ask for the following;

You will be available to exchange contracts in 8 weeks, or an agreed period.

Financial qualification by our recommended IFA Threshold mortgages, they will confirm the details of how you will fund your purchase, including the use of ‘Help to Buy’

This is a requirement for those purchasing with or without a mortgage, Threshold can be reached on 03300 249 115

To secure your home we will ask you to complete a Reservation Agreement and pay a deposit of £1,000. This will secure your property and the fee will form part of the agreed purchase price. The property will then be marketed as ‘Reserved or Sale Agreed’, with no further viewings on the property during your reservation period.

Instructing your solicitor

Once you have reserved your dream property, it is important that you instruct a solicitor as soon as possible to make sure exchange deadlines are met. A great solicitor will ensure that you receive regular updates, relieving you of a lot of the house buying stress.

If you don’t already have a solicitor, Imperial Homes can supply you with the details of independent teams who work alongside us regularly. This helps to make your move as straightforward as possible, as our recommended solicitors they are familiar with our contracts and procedures.


If you are purchasing your new home with a mortgage, you should contact your chosen Mortgage Advisor to submit a full mortgage application and arrange for your property valuation to take place.

As part of this process, you will need to submit various documentation.

We have listed the most commonly requested paperwork in order to obtain a mortgage.

  • employment (or self-employment) details
  • proof of benefits
  • proof of identification (usually a passport or driving licence)
  • up to 6 months’ of bank statements
  • utility bills
  • insurance policies
  • council tax
  • living costs and outgoings

  • Once your mortgage offer has been accepted and both you and your solicitor are happy to proceed, it’s time to sign the contract and transfer the deposit monies to your solicitor in preparation for exchanging contracts.

    Build progress updates

    We want you to be kept informed about how the construction of your new home is coming along, which is why we provide with you with regular updates, including photographs where possible of your property under construction.

    We will give you an estimated guideline of when your home might be completed. This will be our best estimate at the time, please be aware this may change as the build progresses. We will only be able to give you a definite completion date once the notice to complete has been served in accordance with the contract, this is a fixed notice period in which to legally complete the purchase of your new home.


    You will instruct Solicitors to act on your behalf. Our Solicitors issue the property information pack to yours, who will in turn review this information.

    Your Solicitor will then apply, on your behalf for the local searches for your purchase, if they have any enquires, they will liaise with our solicitor directly. If you are having a mortgage, a survey will be booked and carried out on your purchase.

    Once your Solicitor has confirmed they have all the information required and your mortgage Offer is issued (if applicable), they will then advise they are in a position to Exchange Contracts (meaning that both parties are then legally bound to finalise on the sale).

    Legal completion

    When your new home is nearing completion, we will contact you to arrange a new home demonstration. During this visit you can see your new property in its entirety, we will talk you through the working elements of your home, as well as explain all the warranties and any other important information that you will need to know about living in and looking after your new home.

    At this point, your solicitor will request any mortgage funds from your lender in time for legal completion.

    Your solicitor will legally complete the transaction, sending the necessary funds over to our solicitor on your behalf. On receipt of the funds, your New Homes Consultant will then arrange a suitable time to provide you with all your warranties, instructions and meter readings, and hand over your keys to your new home.

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